What's same day cash charges and how much can I borrow?

You can choose to borrow anything from £80 upto £1500 for same day cash, this depends on your present situation. When you apply we will tell you how much you can borrow from us. The charge is £25 per £100 borrowed, thats all you pay. See examples below on these charges.

 

 

Most lenders charge £25 for every £100 you borrow!

APRs are a good way of comparing similar products but are not clear when comparing different products. The table below explains how it works :

As you can quite clearly see the APR for the two instalment loans or same day cash are exactly the same but the actual interest you pay as a percent of the loan is quite different, and a lot lower too with a pay day service.

 

You could also compare same day cash against an unauthorised bank overdraft. The UK banks do not have to quote APRs for your charges on unauthorised lending but the example below shows how APR works for going overdrawn slightly, even by £5 and being charged a rather large £25 charge for doing this.

This is why we make it clear how much you will repay in total rather than on just the APR figure.

 

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